# Coquitlam Mortgage Calculator > Free Coquitlam mortgage calculator with the real BC stress test, property transfer tax, CMHC insurance, and monthly payment breakdown. Built by a Coquitlam… **Source:** https://soldbycraig.ca/coquitlam-mortgage-calculator/ **Author:** Craig Johnston, REALTOR® (BC Licence V99960) · The MACNABS · Royal LePage Elite West **Site:** https://soldbycraig.ca --- Coquitlam Mortgage Calculator ## The honest Coquitlam mortgage calculator — with the real BC stress test built in. Updated May 5, 2026 · Craig Johnston, REALTOR® · Coquitlam --- Most mortgage calculators hide the stress test, ignore Property Transfer Tax, and pretend CMHC insurance doesn't exist. This one doesn't. Plug in your numbers — get the real monthly payment, the real qualifying rate, and the real all-in cost of buying in Coquitlam. [Run the calculator](#calculator) [Talk to Craig — free 20 min](https://soldbycraig.ca/book-a-strategy-call-with-craig-johnston/) 5.25% Stress-test floor +2% Above contract rate 39% Max GDS 44% Max TDS $8,000+ PTT savings (FTB) 1% Ranked Top 1% Team Member — Greater Vancouver REALTORS® 2% Nationwide Top 2% Team Member — Royal LePage nationwide 44 Local Lived in the Tri-Cities 47+ years ★ Team The MACNABS Quick Answer What should you know about Coquitlam Mortgage Calculator? Free Coquitlam mortgage calculator with the real BC stress test, property transfer tax, CMHC insurance, and monthly payment breakdown. Built by a Coquitlam… **Craig Johnston, Top 1% Team Member — Greater Vancouver REALTORS®** and 47+ year Tri-Cities resident, can walk you through the local context. Free Strategy Call ends with a written one-page plan in 24 hours. Also read [Market update](/real-estate-market-update/) [Home value trends](/coquitlam-home-value-trends/) [Property tax rate](/coquitlam-property-tax-rate/) [Book a Strategy Call with Craig](/book-a-strategy-call-with-craig-johnston/) Four affordability bands ## Before you run the calculator — know your band Coquitlam buyers usually sit in one of four affordability bands. Find yours, then use the calculator below with realistic inputs. 01 Entry band Household $95K-$135K. 1-bed condo in Burquitlam / Maillardville / West Coq. $475K-$625K price range. Monthly carrying: $2,650-$3,200 02 Core band Household $140K-$185K. 2-bed condo or entry townhome. $625K-$925K price range. Monthly carrying: $3,350-$4,650 03 Move-up band Household $190K-$260K. Family townhome or entry detached. $925K-$1.45M price range. Monthly carrying: $4,850-$6,900 04 Premium band Household $285K+ or significant equity. Detached Burke / Westwood / Eagle Ridge. $1.45M-$2.6M. Monthly carrying: $6,950-$11,400 **Monthly carrying includes:** mortgage payment (25-year amortization, current 5-yr fixed), strata (if applicable), property tax, and insurance. Assumes 20% down. Your actual band depends on debt load and life stage — this is a directional anchor before you model specifics. Real Payment Examples ## Monthly carrying cost by Coquitlam zone + tier Mortgage calculators show you the bank payment. These are the full monthly numbers — mortgage, strata, tax, and insurance — for realistic Coquitlam purchases. | Scenario | Mortgage | Strata | Tax+Ins | Total/mo | | --- | --- | --- | --- | --- | | Burquitlam 1-bed, $575K, 20% down | $2,780 | $395 | $275 | $3,450 | | West Coq 2-bed condo, $695K, 15% down | $3,510 | $345 | $315 | $4,170 | | Burke Mountain townhome, $1.05M, 20% down | $5,065 | $395 | $455 | $5,915 | | Lincoln Station 2-bed concrete, $925K, 25% down | $4,180 | $565 | $385 | $5,130 | | Burke detached, $1.55M, 20% down | $7,475 | $0 | $705 | $8,180 | | Westwood Plateau detached, $2.15M, 25% down | $9,720 | $0 | $985 | $10,705 | Assumptions: 5-yr fixed at 4.74%, 25-year amortization. Strata values are typical mid-range for zone + tier. Property tax calculated at Coquitlam's 2025 mill rate. Insurance estimated at $55/mo per $100K in property value. Your lender, down payment, term, and insurance carrier will shift these meaningfully. What's moving now ## Three rate and financing reads from this month Rates and underwriting standards shift faster than headlines. Here's what's actually affecting Coquitlam buyers right now. Read 1 · Fixed rates 5-year fixed band compressed to 4.59%-4.89% Spread between Big 5 and monoline lenders tightened significantly through Q1. Rate shopping adds less value than in 2024 — but can still find 15-25 bps in the right file. Read 2 · Stress test Qualifying rate still +200 bps vs. contract OSFI has maintained B-20 stress testing. Your qualifying rate is contract rate + 2%, or 5.25%, whichever is higher. Calculator defaults often miss this — use it honestly. Read 3 · Insured lending $1.5M cap active — changes Coquitlam math above tier CMHC insured lending now caps at $1.5M purchase. Above that, you need 20%+ down and conventional rates. Many Coquitlam townhomes + detached land in this zone — plan accordingly. [Get this month's full read →](/real-estate-market-update/) Your Numbers ## Tell me about the deal Adjust any field — the math updates instantly. Purchase price Coquitlam median detached: ~$1.55M · Townhome: ~$960K · Condo: ~$640K Down payment % Down payment $ Contract rate (%) 5-year fixed average Amortization (yrs) 15 20 25 30 Apply federal stress test (B-20) Qualifies at greater of contract+2% or 5.25%. Required by federally regulated lenders. First-time home buyer (BC PTT exemption) Full PTT exemption up to $500K, partial up to $835K (BC FTB Program). Annual property tax Coquitlam avg ~0.34% of assessed Monthly strata fees $0 for detached; $300–$650 typical Monthly heat estimate Gross household income (annual) For GDS / TDS check Monthly Payment $0 Principal + interest at your contract rate Mortgage amount$0 CMHC insurance$0 Insured mortgage total$0 Property Transfer Tax (BC)$0 Cash needed at closing\*$0 Stress-Test Check Qualifying rate used— Qualifying payment$0 GDS ratio0% TDS ratio0% 25-Year Cost Picture Total interest paid$0 Total cost of mortgage$0 ■ Principal 0%■ Interest 0% \*Cash needed = down payment + PTT + ~1.5% closing costs (legal, inspection, adjustments). Estimate only — actual figures vary. [Walk through these numbers with Craig](https://soldbycraig.ca/book-a-strategy-call-with-craig-johnston/) Why this calculator is different ## The math most calculators hide Bank calculators answer the question they want you to ask: *"What's the monthly payment?"* They quote contract rates and skip the stress test, because the stress test makes you qualify for less and pulls you out of their funnel. They skip Property Transfer Tax because they're a bank, not a BC realtor — they don't see the cheque you actually have to write at closing. They skip CMHC insurance because it's awkward to admit your mortgage just got 4% bigger. This calculator answers the question you actually need answered: **"What does this purchase really cost me — at qualifying, at funding, and over 25 years?"** It applies the federal B-20 stress test by default. It computes BC PTT with the first-time buyer exemption baked in. It adds CMHC insurance when your down payment is under 20%. And it shows you GDS and TDS so you know whether a lender will actually approve the deal. If a number on this page ever drifts from CMHC, the Bank of Canada, or BCFSA — the authority wins. The "Trusted Sources" block at the bottom is the verification layer. The B-20 Stress Test — Decoded ## The single number that decides whether you get the mortgage Since 2018, every federally regulated lender (the Big Six banks, most credit unions you'd actually use) has been required by OSFI to qualify you at the **greater of** your contract rate plus 2% **or** a floor of 5.25%. So if your bank quotes 5.04% today, you're being qualified at 7.04% — not 5.04%. This matters because the qualifying rate is what your debt-service ratios are calculated against. Two ratios decide approval: | Ratio | Formula | Conventional max | What it tests | | --- | --- | --- | --- | | GDS | (Mortgage payment + property tax + heat + 50% strata) ÷ gross income | 39% | Just-housing affordability | | TDS | GDS + all other monthly debt payments | 44% | Total debt load | The calculator above shows you both ratios in real time. If either lights up red, you're outside conventional approval — which means either (a) buy at a lower price, (b) bring more down, or (c) work with a credit union that uses different stress-test rules. Option (c) is where a Coquitlam realtor who knows local mortgage brokers earns their keep. BC Property Transfer Tax ## The cheque you forgot to budget for BC charges Property Transfer Tax on every property purchase. The structure: | Purchase price band | PTT rate | PTT on a $950K Coquitlam home | | --- | --- | --- | | First $200,000 | 1% | $2,000 | | $200,001 – $2,000,000 | 2% | $15,000 (on $750K of price band) | | $2,000,001 – $3,000,000 | 3% | — | | Over $3,000,000 (residential) | 5% | — | | **Total PTT on $950K** | — | **$17,000** | If you're a first-time home buyer purchasing under $500K, you pay $0 PTT. Between $500K and $835K, you get a partial exemption that scales to zero at the cap. Over $835K — even as a FTB — you pay full PTT. The toggle in the calculator handles this automatically. Verify the current bands at [gov.bc.ca property transfer tax](https://www2.gov.bc.ca/gov/content/taxes/property-taxes/property-transfer-tax). Most buyers shop a price. The smart ones shop a qualifying rate. The qualifying rate is what your future self has to live with — not the rate the bank advertises in the window. — Craig Johnston, Coquitlam REALTOR® Reading your results ## What every number on the right means ### Monthly payment Principal + interest only. Add property tax (÷12), strata, and heat for your true monthly housing cost. The calculator handles all of that in the GDS row. ### CMHC insurance Only triggers if your down payment is under 20%. The premium is added to your mortgage — you don't write a cheque, but you pay interest on it for the life of the loan. ### Property Transfer Tax One-time tax paid at closing. BC charges this on every purchase. The FTB toggle applies the BC First-Time Home Buyers' Program exemption. ### Cash needed at closing Down payment + PTT + ~1.5% closing costs (legal fees, title insurance, property tax adjustment, inspection). The number you actually need in your account on completion day. ### Qualifying rate & payment What the lender uses to test you. If your contract rate is 5.04%, the qualifying rate is 7.04%. Your debt ratios are calculated against the qualifying payment, not the contract payment. ### GDS & TDS The two ratios every lender runs. GDS is housing-only; TDS adds all other debt. If either is red, you're outside conventional underwriting — talk to a broker about credit-union or alternative options. ## How I actually work with you A five-step process built around clarity, strategy, and no-surprise execution — whether you're buying your first home or moving up. 1. 01 ### Evaluate — where you actually stand We start with a real conversation about your goals, timeline, and numbers. I'll pull current comps, assess your buying power or home's true market value, and tell you exactly what the data says — not what you want to hear. 2. 02 ### Strategize — a plan built for your situation I build a written strategy around your priorities: target neighbourhoods, pricing strategy, timeline, financing structure, and the trade-offs at each decision point. Every recommendation comes with a reason. 3. 03 ### Prepare — listings, offers, and due diligence For sellers: pre-list prep, staging direction, pro photography, and a pricing framework that draws interest without leaving money on the table. For buyers: offer structure, subject clauses, and the due-diligence checklist for every property that matters. 4. 04 ### Negotiate — protecting your position This is where experience pays for itself. I negotiate price, terms, subjects, deposit, completion dates, and the small details that don't show up in listings but decide whether a deal closes well or falls apart. 5. 05 ### Close — and stay with you after From subject removal through completion and possession, I coordinate with lawyers, lenders, inspectors, and trades so nothing drops. After closing, I stay in your corner for everything from tax-assessment appeals to the next move. [Book a Strategy Call →](/book-a-strategy-call-with-craig-johnston/) FAQ ## Mortgage calculator questions, answered ### Is the stress test really still in effect in 2026? Yes. The federal B-20 guideline remains in force. OSFI reviews it periodically but as of writing, the qualifying rate is still the greater of contract+2% or 5.25%. [BCFSA](https://www.bcfsa.ca/) tracks BC-specific lending oversight. ### What rate should I plug in? Use a current 5-year fixed quoted by a competitive broker — not the bank-window posted rate. Posted rates are 1.5–2% above what you can actually negotiate. The calculator defaults to a representative discounted 5-year fixed; update it with a real quote. ### What if I'm self-employed or commission-based? Lenders typically average your last 2 years of declared income. Some lenders will gross up business-for-self income or accept stated income with a larger down payment. This is one of the cases where the calculator is a starting point, not the final word — book a 20-minute call and I'll connect you with a broker who specializes in BFS files. ### Can I use this calculator for refinances? The monthly payment, amortization, and total-cost math is identical. The PTT and CMHC sections won't apply. Just enter your remaining principal as "purchase price" and 100% as "down payment %" to skip insurance. ### Why are GDS and TDS not lining up with my bank's pre-approval? Three reasons usually: (1) your bank is using a different qualifying rate than you assumed, (2) they're including credit card minimums you forgot, or (3) they're using a slightly different income definition (gross vs. line 150). The calculator above is conservative — assume your bank's number will be a few points higher on TDS. ### How do I lower my monthly payment without changing the price? Three levers: longer amortization (30 years vs. 25), bigger down payment (drops mortgage amount and may eliminate CMHC), or a lower rate (negotiate harder, switch lenders, consider a variable). The calculator lets you test all three in seconds. Three ways to use this ## What's your next move? The calculator gives you the math. I give you the strategy — which neighbourhood fits your number, which lender will actually fund the deal, and what you should write into the offer to win. [Book 20-min strategy call](/book-a-strategy-call-with-craig-johnston/) [Free home valuation](https://soldbycraig.ca/home-evaluation/) [Buyer Resource Hub](https://soldbycraig.ca/coquitlam-buyer-resource-hub/) Continue Reading ## Related buyer guides [### How much mortgage can I qualify for? The full qualifying-rate explainer with worked Coquitlam examples.](https://soldbycraig.ca/how-much-mortgage-can-i-qualify-for-coquitlam/) [### Home affordability calculator Income-first math — what Coquitlam lenders will actually approve.](https://soldbycraig.ca/coquitlam-home-affordability-calculator/) [### Rent vs buy calculator The real break-even year — with opportunity cost baked in.](https://soldbycraig.ca/coquitlam-rent-vs-buy-calculator/) [### Is now a good time to buy? Reading the rate / inventory / price-trajectory tea leaves.](https://soldbycraig.ca/is-now-a-good-time-to-buy-in-coquitlam/) [### Coquitlam property tax rate How property tax actually works on a Coquitlam home — with the BC Home Owner Grant.](https://soldbycraig.ca/coquitlam-property-tax-rate/) [### What are strata fees? What strata fees actually cover and how to read a Form B before buying.](https://soldbycraig.ca/what-are-strata-fees-in-coquitlam/) Plug in your numbers — then talk to Craig. [Book Call](https://soldbycraig.ca/book-a-strategy-call-with-craig-johnston/) The Real Stress-Test Protocol ## How I stress-test a Coquitlam purchase — in 10 steps The bank qualifies you. That's a floor, not a ceiling. Here's how I pressure-test the math before anyone I represent writes an offer. 1. 1 Start with take-home, not gross Banks qualify on gross household income. Your life happens on take-home after taxes, RRSP, pension, and benefits. Model 32% of gross as your housing ceiling, then sanity-check against take-home reality. 2. 2 Model the +200 bps stress test Run the payment at contract-rate plus 2% or 5.25%, whichever is higher. Your contract rate might be 4.74% but you need to qualify at 6.74%. This is the federal B-20 rule, no exceptions. 3. 3 Add strata, tax, insurance honestly Strata fees go into GDS/TDS. Property tax too. Insurance. Don't use stale 2022 numbers. Get the current Form B strata fee and Coquitlam's current mill rate before trusting any calculator output. 4. 4 Budget for renewal at +150 bps In 5 years your fixed rate resets. Model renewal at current rate + 150 bps. If the math breaks there, you're buying more home than you can hold through a rate cycle. 5. 5 Keep 6 months of payments liquid After down payment, closing costs, and moving expenses — hold six months of full carrying cost in a liquid account. This is the single biggest predictor of whether you'll enjoy the first year or resent it. 6. 6 Stress-test income dip, not just rate rise If you lose one income for 4 months — or bonus evaporates — does the unit still work? Households with dual income often forget this. Bank underwriting doesn't. 7. 7 Factor in closing + moving + one renovation PTT, legal, adjustments, moving, one unexpected fix in year 1. Budget 1.5%-2.5% of purchase for closing, then another $8K-$15K for settling in. 8. 8 Understand variable vs. fixed tradeoffs Variable rates are typically 30-50 bps lower but reset monthly with Bank of Canada. Fixed rates lock 5 years. The decision is risk tolerance, not prediction. Your broker can model both side-by-side. 9. 9 Run the 10-year total cost Not just year-1 payment. Mortgage interest + strata + property tax + insurance + typical maintenance for 10 years. Compare to expected appreciation. Buying is a long-game decision, not a monthly-budget one. 10. 10 Get a second set of eyes Your broker qualifies you. Your accountant checks the tax angle. Your REALTOR prices the market. Your spouse stress-tests the lifestyle. No one person sees all four. [Walk your numbers through with Craig →](/book-a-strategy-call-with-craig-johnston/) Craig's Affordability Picks ## Five financing decisions I recommend in today's Coquitlam market Specific calls, not generic advice. These assume you've modeled your own numbers against the scenarios above. Pick 1 · 5-year fixed Lock 5-year fixed if you're buying to stay 5+ years At current 4.59%-4.89%, the fixed gives you predictability through one full Bank of Canada cycle. Sleep-at-night math. Counter: if you expect to sell or refinance within 3 years, the variable or 3-year fixed can deliver more value. Pick 2 · 25-year am 25-year amortization, not 30, unless you have a specific reason 30-year am on a conventional mortgage drops your payment 8-10% but adds 6 figures of lifetime interest. Only worth it if you need the monthly breathing room and will accelerate payments later. Counter: first-time buyer with income ramp ahead and disciplined lump-sum habit — 30 years can make sense. Pick 3 · Down payment 20% down is the threshold — don't stretch past 25% 20% eliminates CMHC. Past 25% offers diminishing marginal return — that capital often serves you better as reserve or invested rather than sunk in equity. Exception: if 25%+ gets you a materially better rate. Counter: if you're inheriting or liquidating a specific asset, maxing the down payment can reduce lifetime interest meaningfully. Pick 4 · Prepayment privilege Maximize prepayment flexibility over 15 bps of rate A lender with 20%/20% prepayment privilege (lump + payment increase) beats a lender 10 bps cheaper but only 15%/15%. The flexibility is worth real money if life changes. Counter: if you know you won't prepay, take the rate. Most people overestimate how much they'll use prepayment. Pick 5 · Don't stretch If the stress test qualifies you at the exact purchase price — reduce it Being qualified for $925K means the bank's floor is $925K. Your ceiling should be 5-8% below that to absorb property tax increases, strata levy surprises, and life variance. Caveat: in a rapidly rising market, "stretching" can be rational if you'd rather over-buy now than re-buy later at 15% more. Talk through this specifically. **Caveat on all picks:** These are general frames as of June 2026 and are not personal financial advice. Your broker and accountant should model specifics. I'm happy to walk through the real-estate side of the math. Tri-Cities Carrying-Cost Comparison ## Same $700K purchase — different monthly reality across Tri-Cities The sticker price is identical. The monthly carrying cost isn't. Property tax rates, strata norms, and insurance profiles all shift across the sub-markets. | City | Mortgage (20% down) | Strata (2-bed condo) | Property Tax (monthly) | Total/mo | | --- | --- | --- | --- | --- | | Coquitlam | $3,385 | $395 | $202 | $3,982 | | Port Moody | $3,385 | $425 | $219 | $4,029 | | Port Coquitlam | $3,385 | $370 | $209 | $3,964 | | North Burnaby | $3,385 | $455 | $195 | $4,035 | Lowest monthly Port Coquitlam Lowest strata norms + moderate property tax = lowest all-in monthly at this price point. Lowest property tax North Burnaby Burnaby's mill rate sits below Coquitlam's, but strata fees offset the saving at condo tier. Best balance Coquitlam Middle tax rate, middle strata, deepest resale pool. Best liquidity-adjusted monthly. Highest premium Port Moody Higher strata and tax reflect lifestyle premium. Boutique amenity, boutique carrying cost. Local Authority · Financing Edition ## Six BC financing rules most calculators skip Generic calculators give you a payment. BC-specific rules decide whether you qualify at all. 01 · B-20 stress test Qualifying rate is contract + 200 bps or 5.25% OSFI's B-20 rule applies to all federally regulated lenders. Non-insured + insured. Contract rate + 2% or 5.25% floor, whichever is higher. Even credit unions now follow similar rules. 02 · PTT tiers 1% under $200K + 2% $200K-$2M + 3% over $2M BC Property Transfer Tax. On a $1M purchase that's $18K. First-time buyer exemption full to $835K, partial to $860K. Newly built exemption different ceiling. Budget this separately — it's not financed. 03 · Speculation Tax Annual 0.5%-2% on vacant or non-BC-resident ownership Applies in Coquitlam. If the property sits vacant or is owned by non-BC residents, expect the tax. If it's your primary residence or tenanted, you file an annual exemption declaration. 04 · Foreign Buyer Ban Active through 2027 — applies to non-Canadian buyers If you're a non-permanent resident, most residential purchases are prohibited until 2027. Exceptions exist for work permit holders meeting specific tests. Verify with your broker + lawyer before investing time. 05 · Home Flipping Tax Sale under 2 years of purchase — tax on gain BC's 2024 Home Flipping Tax applies to homes sold within 2 years of purchase. 20% of gain in year 1, sliding to 0% at 2 years. Life-event exemptions exist (divorce, job relocation, death). Affects resale math if your timeline might shift. 06 · First Home Savings Account $40K lifetime, tax-deductible contributions FHSA plus RRSP Home Buyers' Plan ($60K) stack for first-time buyers. $100K combined access to your own savings. Use FHSA first — contributions are tax-deductible like RRSP but withdrawals are tax-free like TFSA. [Pressure-test your financing plan with Craig →](/book-a-strategy-call-with-craig-johnston/) Authority Sources & Local Resources ## Verify everything — the sources behind this page Every cost, tax, and legal step in the Coquitlam buying process is spelled out by a government or regulatory authority below. Use these as the definitive source — your agent and lawyer should line up with them, not the other way around. Municipal & Transit - [City of Coquitlam — municipal services, bylaws, permits ↗](https://www.coquitlam.ca/) - [City of Port Moody — municipal services ↗](https://www.portmoody.ca/) - [City of Port Coquitlam — municipal services ↗](https://www.portcoquitlam.ca/) - [TransLink — SkyTrain, West Coast Express, bus schedules ↗](https://www.translink.ca/) Schools - [SD43 — Coquitlam School District ↗](https://www.sd43.bc.ca/) Real Estate Authorities - [BC Financial Services Authority — real estate regulator ↗](https://www.bcfsa.ca/) - [BCFSA — real estate consumer resources ↗](https://www.bcfsa.ca/public-resources/real-estate) - [BC Government — Property Transfer Tax ↗](https://www2.gov.bc.ca/gov/content/taxes/property-taxes/property-transfer-tax) - [BC Government — First Time Home Buyers' Program ↗](https://www2.gov.bc.ca/gov/content/taxes/property-taxes/property-transfer-tax/exemptions/first-time-home-buyers) - [CRA — Home Buyers' Plan (RRSP) ↗](https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan.html) - [CMHC — mortgage insurance & housing data ↗](https://www.cmhc-schl.gc.ca/) - [BC Assessment — property values & search ↗](https://www.bcassessment.ca/) - [Greater Vancouver REALTORS® — monthly market reports ↗](https://www.gvrealtors.ca/market-watch/monthly-market-report.html) External links open in a new tab. I'm not affiliated with these organizations — they are cited as independent authorities. Any time a number on this page differs from the authority, the authority wins. ★Top 1% Team Member — Greater Vancouver REALTORS® ![Medallion Club Member — Greater Vancouver REALTORS®](/assets/medallion-club-badge-60.png)Medallion Club Team Member President’s Club Team Member 47+ Years in the Tri-Cities ## What Coquitlam clients actually say after working with Craig Real reviews pulled from Google. No paid placements. No curated-only-positives. Every client below closed with Craig — most sold over asking, several within a week. ★★★★★ “Craig sold my property in just 6 days. After receiving one offer, he quickly reconnected with all the other REALTORS® who had viewed the property, and before I knew it, we had multiple offers — all over asking price. Craig didn’t stop there; he negotiated even better terms for me.” Heather Fox Sold with Craig · Over asking, 6 days ★★★★★ “We worked with Craig on three real estate transactions. In all cases he was extremely professional and efficient. In the case of the two sales, both houses were sold for over asking and within the one week of going on market. Craig analyzed the market accurately and advised on a selling price that was fair and saleable.” Ann English 3 transactions · 2 sold over asking in a week ★★★★★ “Craig recently sold my townhouse in West Vancouver in less than 6 days for over asking price. Craig is one of the most prolific and highly motivated REALTORS® I have seen in the Realty business, and I have extensive experience buying and selling properties of all sorts.” Riverplate Equities West Vancouver townhouse · Over asking, 6 days ★★★★★ “We consider ourselves lucky to be able to work with Craig over the last 5 years, over multiple transactions. He is a professional who is guided by integrity, honesty, and punctuality. Craig is a seasoned and well-informed realtor who will be a great asset on any real estate journey.” Jaeyoung Joo Google Local Guide · 5 years, multiple transactions ★★★★★ “As first-time home buyers, we had a myriad of concerns. Craig immediately put us at ease by taking the time to address each of our questions thoroughly and patiently. At no point did I feel pressured or rushed into making a decision. Instead, Craig empowered us with all the facts and options.” Jeff Kwok First-time buyers ★★★★★ “One of the most dedicated and professional REALTORS® I’ve encountered. No matter the value of the property, Craig puts great care into preparing high-quality marketing content. With his in-depth knowledge of the Coquitlam area, I highly recommend Craig to anyone looking to buy or sell.” Allan Liang Coquitlam specialist ★★★★★ “His creativity, top-notch communication skills, and a solid plan were instrumental in selling high and buying low. His foresight in negotiation skills, predicting outcomes before they happened, truly set him apart. A remarkable professional who exceeded expectations.” Matdori Google Local Guide · Sold high, bought low ★★★★★ “Craig absolutely delivered on his promise of selling my condo, exceeding my expectations. A++ communications and he kept me informed and educated every single step of the way. Rock solid performance and a very quick above asking sale, I am beyond grateful.” Rich & Andrew Condo sold over asking ★★★★★ “We were referred to Craig by a friend and knew from day one we were in great hands. The marketing was outstanding — we received seven offers, and Craig held firm on our priorities. When we re-listed in January, it sold in three days at the price we wanted, and he went on to find us an off-market buy in Vernon.” Jim Turnbull 7 offers · Sold at target price · Off-market buy in Vernon [Read the Google reviews →](https://www.google.com/search?q=craig+johnston+macnabs+coquitlam+reviews) Talk to Craig directly [604-202-6092](tel:+16042026092) [Craig@SoldByCraig.ca](mailto:Craig@SoldByCraig.ca) · Coquitlam, BC [Start with a free Equity Map](/home-evaluation/) [Book a Strategy Call](/book-a-strategy-call-with-craig-johnston/) More on Buying in Coquitlam ## Keep Digging Craig writes the Tri-Cities coverage most REALTORS® won't. Every page below is built on the same ground-truth data and the same negotiation playbook Craig uses for every client. [**Buying in Coquitlam hub** →](/coquitlam-buyer-resource-hub/) [Coquitlam buyer resource hub](/coquitlam-buyer-resource-hub/) [Buying a property](/buying-a-property/) [Buying a condo](/buying-a-condo-in-coquitlam/) [Buying a townhome](/buying-a-townhome-in-coquitlam/) [Buying vs renting](/buying-vs-renting-in-coquitlam/) [Coquitlam buyer timeline](/coquitlam-buyer-timeline/) [Coquitlam closing costs](/coquitlam-closing-costs-guide/) [First-time buyer case study](/coquitlam-first-time-buyer-case-study/) In this topic cluster · market data & tools Keep reading in the market data & tools cluster - [Coquitlam townhomes for sale](https://soldbycraig.ca/coquitlam-townhomes-for-sale/) - [Strata fees explained](https://soldbycraig.ca/what-are-strata-fees-in-coquitlam/) - [Affordability calculator](https://soldbycraig.ca/coquitlam-home-affordability-calculator/) Or see the full library at [the market data & tools section of the resource hub](https://soldbycraig.ca/coquitlam-real-estate-resource-hub/#market). [Book a Strategy Call](/book-a-strategy-call-with-craig-johnston/) [Home Eval](/home-evaluation/) More Tri-Cities guides ### Explore the neighbourhoods connected to this page - [→ Maillardville (Coquitlam) guide](/maillardville-coquitlam-guide/) - [→ Eagle Ridge (Coquitlam) guide](/eagle-ridge-coquitlam-deep-dive/) - [→ Ranch Park (Coquitlam) guide](/ranch-park-coquitlam-guide/) - [→ Anmore estate homes & acreage](/anmore-estate-homes-acreage-guide/) - [→ Best luxury REALTOR® in Coquitlam](/best-luxury-realtor-coquitlam/) - [→ Port Moody first-time buyer guide](/port-moody-first-time-buyer-guide/) Tri-Cities monthly ## Get the honest Tri-Cities market read, monthly. June 2026 Coquitlam detached HPI is $1,649,000, -4.8% YoY. What that means for your buy or sell decision — without the salesy fluff. One email per month. Unsubscribe anytime. No spam, no listings flood, no marketing automation games. Genuine monthly update from a 47+ year Tri-Cities resident. Best REALTOR® by area ## A specialist for your specific Tri-Cities city or neighbourhood. [Coquitlam](/best-realtor-in-coquitlam/) [Burke Mountain](/best-realtor-in-burke-mountain/) [Westwood Plateau](/best-realtor-in-westwood-plateau/) [Heritage Mountain](/best-realtor-in-heritage-mountain/) [Port Moody](/best-realtor-in-port-moody/) [Port Coquitlam](/best-realtor-in-port-coquitlam/) [Anmore](/best-realtor-in-anmore/) [Belcarra](/best-realtor-in-belcarra/) [Or compare all Tri-Cities specialists →](/best-local-realtor-tri-cities/)