Coquitlam · Subject removal

Subject removal in Coquitlam — the buyer's straight read.

Subject removal is the most consequential moment in a Coquitlam home purchase. Once you sign the subject removal addendum, your deposit is at risk and you are committed to the purchase. Here is exactly what the conditions mean and how Coquitlam buyers should approach them.

Book a Strategy Call Call Craig — 604-202-6092

Quick Answer

What should you know about Subject Removal Coquitlam Explained?

Subject removal is the most consequential moment in a Coquitlam home purchase. Once you sign the subject removal addendum, your deposit is at risk and you are committed to the purchase. Here is exactly what the conditions mean and how Coquitlam buyers should approach them. Craig Johnston, Top 1% Team Member — Greater Vancouver REALTORS® and 47+ year Tri-Cities resident, can walk you through the local context. Free Strategy Call ends with a written one-page plan in 24 hours.

Subject removal · Coquitlam

Every common subject explained — what it protects, what it costs you.

When you write a subject offer on a Coquitlam home, you typically include 4-6 conditions (subjects) that must be satisfied before the deal becomes firm. The standard subject removal period is 5-7 business days. Here is what each one actually does.

Subject to financing

Confirms you can secure the mortgage. Without this subject, if your financing falls through after acceptance, you lose your deposit. With this subject, you have until subject removal to confirm financing in writing from your lender. Critical for any buyer not paying cash.

Subject to inspection

Allows you to walk away if the home inspection reveals material defects. Inspect within the first 2-3 days of the subject period to leave time for follow-up specialty inspections (oil tank, sewer scope, mould).

Subject to review of strata documents

For strata properties only. You receive Form B (current strata fees, special assessments, parking/storage assignments), 2 years of council meeting minutes, depreciation report, financial statements, bylaws. Read every line. Buildings with deferred maintenance often show up here first.

Subject to title review

Lawyer/notary reviews title for liens, encroachments, easements, restrictive covenants. Standard.

Subject to insurance

Confirms you can secure home insurance. Buildings with prior water damage, knob-and-tube wiring, oil tanks, or earthquake-zone considerations may face limited insurance availability or high premiums.

Subject to sale of existing home

Used when buyers need to sell their current home to fund the purchase. Sellers often resist this subject; some accept it with a 'time clause' (24-72 hour right of first refusal if seller gets another offer).

Talk to a Coquitlam REALTOR® who knows.

Craig Johnston is a 47-year Coquitlam resident and licensed REALTOR® at The MACNABS, Royal LePage Elite West. Top 1% Team Member — Greater Vancouver REALTORS®. Talk through your specific situation — no pressure, no obligation.

Book a Strategy Call Call 604-202-6092 Email Craig

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